Own your garage/flex space

From Tenant to Owner: A Step-by-Step Guide to Buying Your First Flex Unit in Centennial

Chapter 1: Clarify Why You Want to Own

Before you even look at listings, ask yourself:

  • Is this for my business or for investment?

  • How long do I plan to use the space?

  • Will I ever rent part of it out?

Your answers will guide what you look for — finish levels, location, financing structure, resale potential.


Chapter 2: Define Your Must-Haves

Make a checklist before touring units. Examples:

  • Power and electrical capacity

  • Roll-up door size

  • Ceiling height

  • Access and parking

  • Inches or tolerance for expansion

Don’t let styling or finishes distract you from the bones of the property.


Chapter 3: Research Zoning & Permitted Use

Check the city’s zoning classification and permitted uses. Call the planner, dig the plat map, read the development’s conditional use permits if any. Make sure your intended use (business operations, storage, vehicles) is allowed.

Don’t rely on what someone says is allowed — verify.


Chapter 4: Review Condo Docs & Association Rules

Get the HOA or condo association documents early. Focus on:

  • Use restrictions

  • Build-out requirements

  • Special assessments

  • Maintenance obligations

  • Rules around noise, signage, vehicle repairs

Read past meeting minutes — the issues often show up there.


Chapter 5: Analyze Financials & Carry Costs

Request:

  • Pro forma budget or association budget

  • How reserve funds are handled

  • History of special assessments

  • Tax estimates

  • Insurance cost

Build out a monthly carry model that includes mortgage, fees, insurance, utilities, and repairs.


Chapter 6: Secure Financing

Talk to local lenders who know flex/industrial real estate. Many owner-user small businesses qualify for favorable terms. Compare:

  • Down payment requirements

  • Interest rates

  • Amortization periods

  • Prepayment penalties

Lock in your financing before negotiating hard.


Chapter 7: Negotiate & Close

Some negotiation levers:

  • Price per square foot

  • Inclusion of existing improvements

  • Timing of HOA dues or assessments

  • Prorations of taxes

  • Contingencies for inspection or use

Close with clarity — double-check ownership, title insurance, and permitted use.


Chapter 8: Move In & Optimize

On move-in:

  • Stage staging and minor improvements first (lighting, network, security)

  • Log all interior upgrades as capital improvements

  • Market any leasable sub-space if you plan to rent

  • Get familiar with your community — communicate needs early

Over time, your flex space can pay you back in utility, control, and equity.



Ready to take the leap from tenant to owner? Contact The Garage Den for available Centennial flex units, personalized site tours, or help walking you through the purchase process.